Since the Internet has existed, many actions that previously had associated enormous paperwork have been reduced to much simpler processes. Purchases of all kinds or hiring third-party services are now possible with one click. This is the case of the loans offered by new Fintech companies , which have known how to adapt to the online world, leaving aside the face-to-face bureaucracy that banks force.
The objective has been and continues to be to simplify the entire process as much as possible, from the moment a user accesses the lender's portal until the amount to be lent is granted.
But without a doubt, one of the most significant characteristics of this type of credit loan is the possibility of accessing it while in ASNEF .
The mere fact of being on this list was an absolute limitation to having access to any type of credit. Today however, thanks to the facilities offered by the internet, the new loan entities offer users the possibility of obtaining a loan regardless of their conditions, prioritizing the ease of offering the client a quick solution to their need to have money urgently that later it will return with interest.
In addition, another key factor when accessing this type of digital loan is the immediacy factor . The speed with which Fintech lenders respond to requests, analyze each case and grant the money is a characteristic that defines them as new companies adapted to banking digitization.
In fact, in less than 48 hours you can have access to the monetary amount that you have requested, receiving in that time all the contract conditions and the repayment terms.
And finally, you don't need an endorsement. By guaranteeing your own vehicle, the loan will be accepted, assuming that your car has already been paid for is enough to validate the procedure.
New digital processes that make the most urgent daily needs of users ever simple thanks to digitization and the possibilities offered by the Internet.