What is a notarial certificate

The term notarial certificate is applied to many subjects and in each one it has different meanings. However, the meaning to which we adhere in this post refers to the notarial certification in matters of documents.

Compiling a document is about giving it legal validity, so that an entity authorized to do so seals and signs the document, giving it a value of officiality and rigor. It is a way of verifying that a document can be used in an official way in judicial and administrative processes.

The certification of a document is carried out on many occasions with photocopies of official documents so that these photocopies have the same validity as the document itself.

Who can certify a document?

Not everyone can make a notarial certification. Given the value given to the document itself, this certification must be made by official or independent bodies authorized to do so.

If we wanted to have a photocopy of our car papers to carry out the inspection we would have to go to the Traffic offices, or to an independent notary.

Having a certified copy of documents such as the driving license, the circulation license or the ITV card can be very useful , since in case of losing any, the certified copy will be valid as the original.

It can also be interesting to make a check of the last insurance receipt . Thus, in the event of an accident we will cover our backs if we lose the original receipt.

Other drivers prefer to leave the original documents at home and carry a photocopy in the car. But if these photocopies are not duly certified by an official body or by a notary, they will not be valid.

Therefore, if an agent requires the documentation and what is presented is a non-certified photocopy, he or she may sanction us regarding the missing documents, and with the corresponding amount for each one.

Hence the importance of certifying any type of document that must have legal and administrative validity.

Therefore, we understand that those authorized to carry out a notarial certification are either the General Directorate of Traffic or an independent notary .

Which option is better?

Which option is better to make a compulsa?

Actually, both options are valid. However, we must highlight some differences .

In the first place, certifying some documents at the General Directorate of Traffic will waste much more time than taking it to an independent notary.

In addition, in a notary's office the price of this procedure is quite low and in Traffic we will be charged the corresponding fees. In many cases we must make sure of the prices to assess whether it is better for us to lose a morning in traffic or go to a notary.

We must also point out that Traffic will not be obliged to certify the documents if they are going to have an impact on other Public Administrations.

That is, if we want to certify the receipt of the car insurance payment to present it to the Treasury , the DGT can refuse to certify this paper. Or, the Treasury may refuse to accept it, since the public administrations have no power or authority over each other.

Car loan

In the event that we are thinking of requesting a loan guaranteed by our car, it will always be necessary to present the original documents or the certified photocopies of them.

Requesting a car loan is an increasingly widespread practice in our country. This type of credit or loan consists of mortgaging the car. That is, we get money in 48 hours and we endorse our vehicle.

In HeartLand this loan does not imply the withdrawal of the vehicle, change of name or the payment of a rent to use it. It is about getting up to 6,000 euros by giving your vehicle as collateral, without having to stop using it .